Tess Scharlemann

4 catalog papers. Identity-linked publications and additional name matches are distinguished below.

ORCID: 0000-0002-4468-9378

Federal Reserve Board of Governors

Publications

• Borrowing and Spending in the Money: Debt Substitution and the Cash-Out Refinance Channel of Monetary Policy — American Economic Review 2025
• Household Financial Decision-Making After Natural Disasters: Evidence from Hurricane Harvey — Journal of Financial and Quantitative Analysis 2024
• Intermediation frictions in debt relief: Evidence from CARES Act forbearance — Journal of Financial Economics 2024
• The Effect of Negative Equity on Mortgage Default: Evidence From HAMP’s Principal Reduction Alternative — The Review of Financial Studies 2016